Zana za Biashara — Business Tools

We Help Businesses Innovate and Grow

With over 5 years of experience helping businesses to find comprehensive leasing solutions.

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100+ businesses offered leasing solutions
Who We Are

Welcome to EFKen Leasing Limited

EFKen Leasing Ltd (EFKen), established in Kenya in 2020 by the Equity for Africa Group, provides equipment financing and operating leases to help Micro, Small, and Medium Enterprises access essential machinery. By using the financed equipment as the only collateral, EFKen removes a major borrowing barrier and supports SMEs in pursuing growth opportunities.

Designed for the realities of small businesses, EFKen's products offer flexible repayment terms and the option to adjust schedules when temporary income challenges arise. Through this supportive model, EFKen strengthens the SME sector and contributes to broader, inclusive economic growth in Kenya.

  • The financed equipment is the only collateral required
  • Flexible tenors tailored to MSMEs and producer groups
  • Service and maintenance arrangements for the tenor of the lease
Numbers Speak For Themselves!
200+
Successful Projects
164+
Leases
250+
Beneficiaries
35+
Trusted Partners
86+
Quality Customers
What We Offer

For Your Equipment Financing Needs

EFKen allows you to get the equipment your business needs to lead the market and be competitive. Acquire equipment and technology when you need it and as your business grows. Preserve your working capital and business line of credit by leasing equipment from us.

Zana za Ukulima

Farm Equipment

We support mechanization in agriculture as this improves efficiency in food production — with proven solutions across the agriculture value chain, from farmers to processors.

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Zana za Ujenzi

Construction Equipment

Structured financing for excavators, loaders, trucks and other high-value equipment — flexible repayment plans aligned with project timelines and cash flows.

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Zana za Usindikaji

Food Processing Equipment

Investment by manufacturers in innovation and in advanced machinery and equipment drives overall business productivity and long-term success.

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Zana za Usafirishaji

Logistics and Transport

We support logistics management: order processing, inventory handling, warehousing, storage and transportation to the end consumer.

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Zana za Ubaridi

Cold Storage Equipment

Cold rooms, chillers and refrigeration units that preserve product quality and reduce post-harvest losses across the food value chain.

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Afya Lease

Afya Lease

Afya Lease empowers hospitals, clinics and medical practitioners to acquire essential equipment without the burden of large upfront costs.

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Why Choose Us

Quality Comes First

We make sure that every minute detail is looked into while leasing out even the smallest product. Our focus is 100% on client needs and satisfaction.

Highly Trained Staff

Our committed and experienced staff are ready to bring solutions to you, to accommodate your needs in the best possible way.

The Best Leasing Services

High financing percentage, long finance terms, no hidden charges, competitive rates, and fast processing services.

Customer Oriented

We have a customer-centric approach that enables us to provide a positive experience to our clients.

Fast and Agile

We are always striving to provide the highest quality services in a timely, competitive manner.

Several Leasing Programs

We offer a diversified portfolio of leasing programs that will suit the different needs of our clients.

Tailor-made Solutions

We tailor our services to fit each of our clients individually, with consideration given to the industry requirements.

Industries We Serve

Financing Productive Assets Across Kenya

How Financing Works

From Enquiry to Equipment in Five Clear Steps

01

Make an Enquiry

Talk to EFKen about the equipment your business needs, or attend one of our workshops and seminars.

02

Get a Pro Forma Invoice

Contact our preferred equipment suppliers to request pro forma invoices for the equipment you require.

03

Apply & Get Vetted

Include the invoices in your application. EFKen thoroughly vets all its customers, investing in reliable applications only.

04

Pay Down-Payment & Sign

Once approved, pay the down-payment to EFKen and sign a contract, with repayments matched to your cash cycles.

05

EFKen Purchases & You Operate

EFKen places the order directly with the supplier, purchases the equipment, and prepares a final equipment package for you.

Driving Us, As a Leading Brand

Our Partners & Featured Suppliers

We work with development finance partners and a database of approved equipment suppliers, vetted to give our customers a fair deal.

Development finance partner
Development finance partner
Parent group
Development finance partner
Development finance partner

Become an EFKen qualified supplier

Testimonials

Trusted by Businesses Across Kenya

“The tractor EFKen financed transformed our farm. The equipment itself was the only collateral required, and repayments were matched to our harvest seasons.”
Farmer, Moi's Bridge
Agriculture client
“As a repeat client, we keep choosing EFKen because of the simplicity, the speed of decision-making, and a team that becomes a partner in your growth journey.”
Repeat client
Transport & logistics
Latest News

News, Insights & Events

Visit the Blog
Leasing Excellence With Quality At Its Best

Schedule an appointment with us to discuss your leasing needs.

We're proud to have helped offer leasing solutions to over 100 businesses. Give us a call or drop by anytime — we answer all enquiries within 24 hours.